All of the following are other coverages under the dwelling policy EXCEPT?

The other coverages provided in a dwelling policy are designed to extend the standard protection beyond just the physical structure of the home. Additional living expenses refer to the coverage that assists homeowners with temporary living costs if their dwelling becomes uninhabitable due to a covered peril. Loss of use is similarly related, as it compensates policyholders for the inability to use their property after a loss. The fire department service charge is another additional coverage which may pay for the costs incurred when the fire department responds to a fire on the property—this is a common and recognized additional expense.

Earth movement, however, is typically excluded from coverage in a dwelling policy. This means that while the policy offers several additional coverages for risks associated with fire, loss of use, and unexpected expenses like fire department responses, it does not extend to damage caused by earth movement such as earthquakes, landslides, or other geological events. Therefore, it is the correct choice as it does not fall under the "other coverages" that are provided in standard dwelling policies.