If an insured and two friends go to the emergency room after an accident in the garage, how much will the medical expense coverage of the insured's policy pay for their MRIs?

Medical expense coverage under a dwelling policy typically provides benefits for medical expenses incurred due to bodily injury from an accident that occurs on the insured property, regardless of liability. This coverage applies to several individuals, including guests and friends who may be injured on the premises.

In this scenario, if the insured and two friends end up in the emergency room for MRIs as a result of the accident in the garage, the coverage would pay for the medical expenses incurred for each individual's MRI. Assuming the coverage allows for a certain amount per person for medical expenses, if an MRI costs $500 per person, then there would be three people receiving treatment: the insured and two friends.

Thus, calculating the total reimbursement would yield $500 for the insured plus $500 for each of the two friends, resulting in a total of $1,500. This sum aligns with the provided correct answer. The medical expense coverage facilitates payments for these types of accidents, ensuring that those affected receive adequate medical attention without needing to establish fault or liability.