What provides coverage for additional living expenses in a dwelling policy if a covered peril makes the dwelling uninhabitable?

The correct choice for providing coverage for additional living expenses when a dwelling becomes uninhabitable due to a covered peril is Coverage D. This coverage, often referred to as "Loss of Use," reimburses the policyholder for the extra costs of living incurred while the property is being repaired or replaced. This can include things like temporary housing, increased transportation expenses, and other necessary costs. Coverage D specifically addresses the financial impact of being displaced from one's home due to an insurable event, ensuring that the policyholder can maintain a reasonable standard of living during the recovery period.

Coverage E is not designed for additional living expenses; instead, it typically relates to personal liability coverage. Coverage F generally pertains to medical payments for liability-related injuries that occur on the insured property. Coverage A covers the dwelling itself, which does not address living expenses when the property is uninhabitable. Understanding these distinctions aids in making informed insurance decisions.