What type of damage would be covered under the Broad Form (DP-2) policy related to falling objects?

The Broad Form (DP-2) policy provides coverage for a range of perils, one of which includes damage from falling objects. The correct response highlights that coverage extends to interior building damage that occurs as a result of exterior damage being sustained first.

Under this policy, if a falling object, such as a tree or part of a building, damages the exterior of a dwelling, it can lead to subsequent damage occurring inside. For example, if a heavy tree branch falls and breaks a window or damages the roof of a house, allowing rain to enter and cause water damage inside, that interior damage is covered. This is an essential aspect of the policy, demonstrating the interconnected nature of property damage where the primary impact on the exterior can lead to secondary effects inside the structure.

In contrast, the other options do not fully capture the coverage nuances provided by the Broad Form policy. Exterior damage alone is not sufficient for coverage; in the case of structural damage from falling trees, it could pertain specifically to certain conditions or require additional considerations; merely referencing damage caused by debris falling from the roof may miss the greater context of how such damages relate to first being exterior damage.