What was the total worth of the window pane that was damaged?

The total worth of the window pane that was damaged is indicated as $200. In insurance practices, the value assigned to a damaged item is often determined based on factors such as the actual cost to repair or replace the item, market conditions, and depreciation.

If $200 is the correct answer, it suggests that this amount is calculated based on a reasonable assessment of the window pane's value at the time of loss. This figure could represent either the market value or the replacement cost, which is essential in determining how much the insurance policy would cover in the event of a claim.

Understanding this concept is crucial in insurance because policyholders need to know how values are calculated to ensure they have adequate coverage. Moreover, knowing the worth of damaged items helps in processing claims efficiently and managing expectations during the claims process.