Which coverage would most likely be found in a Landlord Policy?

Coverage for loss of rent due to a covered peril is typically included in a Landlord Policy, also known as a Dwelling Policy for landlords. This type of coverage is designed to protect landlords from income loss if the property becomes uninhabitable due to damage from a peril that is covered under the policy, such as a fire, storm, or other significant events.

This coverage is critical for landlords because it helps ensure that they can continue to meet financial obligations, such as mortgage payments, even when the property is not generating rental income due to unforeseen circumstances. It provides a safety net that acknowledges the importance of maintaining a steady cash flow, which can be jeopardized by property damage.

In contrast, other options such as coverage for tenant's personal property or liability coverage for tenants would typically not be found in a landlord's policy, as these coverages are generally the responsibility of the tenants themselves. Coverage for renovations, while potentially relevant to a landlord’s investment, is not the primary focus of a landlord policy which is more concerned with the income derived from rental properties and loss of rental income.