Which item would be covered by the broad theft endorsement on a dwelling policy?

The broad theft endorsement on a dwelling policy typically covers personal property that is theft-prone. Among the options presented, a camera that the insured has with them on vacation falls under this coverage. This endorsement is designed to protect items that may be taken or stolen while being used or transported away from home, and cameras are considered mobile personal property that is commonly subject to theft.

When reviewing the other options, cash kept in the home is typically excluded from coverage under theft endorsements in many policies, as is jewelry stored in a safe, which often has specific limits or requirements for coverage. Antique furniture, meanwhile, may also be excluded or subject to different coverage conditions, particularly if it's not listed on a policy or falls into the category of items that require additional coverage due to their high value. The broad theft endorsement is aimed at protecting personal property expected to be carried with the insured, like a camera during travel.