Which of the following does not fall under the coverage of the DP-2 policy?

The DP-2 policy, also known as the Broad Form Dwelling Policy, offers coverage for a variety of perils that can affect a dwelling. However, it specifically excludes certain types of damage, one of which is flood damage. Flood damage is not covered under the DP-2 policy as it is typically a separate type of insurance that requires a specific flood policy due to its distinct nature and the potential for catastrophic losses associated with flooding.

In contrast, other perils like theft, fire damage, and vandalism are generally included in the coverage offered by a DP-2 policy. Fire damage is a primary reason many people seek dwelling insurance, and vandalism is also common in policies designed to protect property from malicious acts. Theft represents a risk that homeowners face, and it is covered under this policy as well. Hence, flood damage stands out as the peril that does not align with the protections provided under the DP-2 policy.