Which other coverage is NOT found in the basic form dwelling policy?

The basic form dwelling policy, also known as DP-1, primarily covers certain perils such as fire, lightning, and internal explosions. Within this framework, the fire department service charge is a part of the coverage provided to assist with the costs associated with calling the fire department in case of a fire, which is essential for protecting the property. Loss of rent is available under certain circumstances to compensate the property owner for lost rental income following a covered loss, making it a relevant concern for those renting out their dwelling.

Moreover, coverage for trees and shrubs accounts for instances where the property’s landscaping may be damaged by covered perils, highlighting the importance of maintaining the exterior of the property. However, breakage of glass is not included in the basic form. This particular coverage generally pertains to damage to the windows of the dwelling and is often found in more comprehensive policies rather than the limited scope of the basic form. Hence, the absence of breakage of glass coverage makes it the correct answer in this context as it is not part of the basic form dwelling policy.