Which peril is generally covered by an Extended Coverage Endorsement?

The correct answer is hail, which is commonly covered by an Extended Coverage Endorsement. This endorsement typically expands the coverage of a basic dwelling policy to include additional perils that are not covered under the standard form, such as windstorm, hail, explosion, riot or civil commotion, and aircraft damage. Hail is a specific peril that can cause significant damage to a property, particularly to its roof and exterior, making it a crucial consideration for homeowners.

The Extended Coverage Endorsement is designed to provide broader protection, and hail damage is specifically included as it can lead to costly repairs. The basic dwelling policy does not cover all possible risks, so endorsements like this one are essential for enhancing a policy's coverage.

Other options, such as earthquake, flood, and war-related damages, are typically excluded from the coverage of standard policies and require separate insurance policies or specialized endorsements not included in the basic Extended Coverage Endorsement.