Which type of loss is least likely to be covered under Coverage A of a dwelling policy?

Coverage A of a dwelling policy primarily covers the physical structure of the dwelling itself, including attached structures, and typically protects against risks like fire, wind, and certain types of water damage associated with the dwelling.

The theft of a renter's lawnmower used to service the premises is least likely to be covered under Coverage A because this coverage is focused on the dwelling itself rather than personal property or belongings. Coverage A is designed to protect the dwelling's structure and improvements, while personal property, including items owned by renters, would typically fall under a different coverage section, such as Coverage C, which addresses personal property.

In contrast, fire damage to a home, water damage from a burst pipe, and wind damage to the roof directly pertain to the structure of the dwelling and are, therefore, covered under Coverage A. Understanding the distinctions between dwelling coverage and personal property coverage is crucial for recognizing what types of losses are included under specific policies.