Which types of properties can generally be covered under a Dwelling Policy?

The correct answer highlights the broad scope of coverage offered under a Dwelling Policy, which is primarily designed to protect residential properties. This includes single-family homes, duplexes, and rental properties, making it suitable for both homeowners and investors who own multi-family dwellings. The policy provides essential coverage for the physical structure itself as well as additional structures on the property, focusing on residential needs.

In contrast, commercial buildings and warehouses are typically covered under different policies, such as commercial property insurance, which is tailored for business-related risks. Holiday homes might be covered under a specific type of policy that caters to vacation properties but are not exclusively covered under a Dwelling Policy. While mobile homes can sometimes be included under Dwelling Policies, they are not the sole focus, meaning that the category described in the correct answer is broader and encompasses more types of properties that fit the typical uses of a Dwelling Policy.